What are you waiting for?
Wednesday, 26 January 2011
Thursday, 20 January 2011
Why SmartTerm?
Why SmartTerm?
Why choose term life insurance brought to you by SmartTerm? The answer is simple: we have the strength to be there for you to help provide peace of mind for your loved ones.
Our goal is to set a standard that is industry wide. To provide the best of both worlds as a web based corporation with human interaction. To hear what our clients are asking for, to build on this by providing new products at a competitive price with compassion and care. And finally, to make this process easy and transparent. Through the SMARTTERM CALCULATOR, you can simply choose the type of coverage you wish, with the premium you can afford. There is no catch. It is simply put “SMART”.
Our needs analysis calculator will help guide you as to the amount you might require to meet your current and future needs. We provide an extensive description of our products and a toll free number to answer any questions.
You can apply for coverage online, right here, right now in under 5 minutes. Use our
SMARTTERM CALCULATOR now and create a personalized term insurance plan that gives you trusted, low cost coverage for those you care about most.
Thursday, 6 January 2011
To learn more about SmartTerm and our range of plans and services
Contact us by calling 1-866-699-TERM (8376) or via email at info@smartterm.ca
To learn more about SmartTerm and our range of plans and services
Contact us by calling 1-866-699-TERM (8376) or via email at info@smartterm.ca
Wednesday, 5 January 2011
Your future just got a lot clearer
In partnership with Smart Shield and Special Benefits Insurance Services, Green Shield Canada has created Prism, a clear choice for a range of health and dental benefits programs designed to meet the needs of individuals and their families.
What makes Prism so unique is that each of the programs — Prism Spectra, Prism Precision and Prism Continuum — offer you three different plans to choose from, each with varying levels of prescription drug and dental protection, so you can decide the plan that's right for you. The more basic your needs, the lower your premiums will be.
Prism plans offer coverage for:
- Prescription drugs
- Dental care
- Extended healthcare
- Travel emergency services
- Semi-private hospital accommodation
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Prism Spectra Program Highlights
A complete spectrum of health and dental coverage for all your needs:
- Offers comprehensive coverage with a full range of benefits
- Offers high benefit maximums
- Best choice for future healthcare needs
More details including rates [PDF] > or Spectra Program Application Form [PDF] >
____________________________________________________________________________________
Prism Precision Highlights
Basic guaranteed health and dental coverage that focuses on the essentials:
- Offers coverage for pre-existing conditions
- Enrollment is guaranteed — no medical underwriting required for eligibility
More details including rates [PDF] > or Precision Application Form [PDF] >
____________________________________________________________________________________
Prism Continuum Program Highlights
Replacement health and dental coverage for those losing their group benefits:
- Offers comprehensive coverage for pre-existing conditions
- Good choice for obtaining coverage for current healthcare expenses
- Coverage is guaranteed if you apply within 60 days of losing your group benefits
More details including rates [PDF] > or Continuum Application Form [PDF] >
Your future just got a lot clearer
In partnership with Smart Shield and Special Benefits Insurance Services, Green Shield Canada has created Prism, a clear choice for a range of health and dental benefits programs designed to meet the needs of individuals and their families.
What makes Prism so unique is that each of the programs — Prism Spectra, Prism Precision and Prism Continuum — offer you three different plans to choose from, each with varying levels of prescription drug and dental protection, so you can decide the plan that's right for you. The more basic your needs, the lower your premiums will be.
Prism plans offer coverage for:
- Prescription drugs
- Dental care
- Extended healthcare
- Travel emergency services
- Semi-private hospital accommodation
____________________________________________________________________________________
Prism Spectra Program Highlights
A complete spectrum of health and dental coverage for all your needs:
- Offers comprehensive coverage with a full range of benefits
- Offers high benefit maximums
- Best choice for future healthcare needs
More details including rates [PDF] > or Spectra Program Application Form [PDF] >
____________________________________________________________________________________
Prism Precision Highlights
Basic guaranteed health and dental coverage that focuses on the essentials:
- Offers coverage for pre-existing conditions
- Enrollment is guaranteed — no medical underwriting required for eligibility
More details including rates [PDF] > or Precision Application Form [PDF] >
____________________________________________________________________________________
Prism Continuum Program Highlights
Replacement health and dental coverage for those losing their group benefits:
- Offers comprehensive coverage for pre-existing conditions
- Good choice for obtaining coverage for current healthcare expenses
- Coverage is guaranteed if you apply within 60 days of losing your group benefits
More details including rates [PDF] > or Continuum Application Form [PDF] >
Tuesday, 4 January 2011
Copyright © 2011, Travel Guard.
Non insurance services are provided by Travel Guard.
Insurance underwritten by Chartis Insurance Company of Canada, with its principal place of business at 145 Wellington Street West, Toronto, Ontario, Canada, M5J 1H8. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions.
Copyright © 2011, Travel Guard.
Non insurance services are provided by Travel Guard.
Insurance underwritten by Chartis Insurance Company of Canada, with its principal place of business at 145 Wellington Street West, Toronto, Ontario, Canada, M5J 1H8. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions.
Monday, 3 January 2011
Coverage Choices. A plan to meet every lifestyle
Term plans provide guaranteed rates for a specified period of time to give you the right level of protection for the right period of time.
SmartTerm Term 10 is a 10 year renewable term product to age 85. The premium rates are guaranteed and increase at each 10th policy anniversary. There is also a conversion option that allows this plan to be converted anytime prior to age 70 to any eligible permanent plan.
SmartTerm Term 20 is a 20 year renewable term product to age 85. The premium rates are guaranteed and increase at each 20th policy anniversary. There is also a conversion option that allows this plan to be converted anytime prior to age 70 to any eligible permanent plan.
Mortgage Protector Plus (MPP) is a plan designed for the individual looking for flexibility. Mortgage insurance traditionally is paid in the event of a death directly to the lender. In addition, as your mortgage principle is reduced so is your benefit amount, however your insurance premiums stay the same. MPP offers you the flexibility of choosing who your beneficiary will be, either the bank, your spouse or even your children. Your coverage decreases at your request so a surplus is available to your family, your coverage is convertible at any time to a permanent plan, and lastly the cost to you is substantially less. Use our SmartTerm calculator and decide for yourself. Getting more for less – how smart is that.
Term plans provide guaranteed rates for a specified period of time to give you the right level of protection for the right period of time.
SmartTerm Term 10 is a 10 year renewable term product to age 85. The premium rates are guaranteed and increase at each 10th policy anniversary. There is also a conversion option that allows this plan to be converted anytime prior to age 70 to any eligible permanent plan.
SmartTerm Term 20 is a 20 year renewable term product to age 85. The premium rates are guaranteed and increase at each 20th policy anniversary. There is also a conversion option that allows this plan to be converted anytime prior to age 70 to any eligible permanent plan.
Mortgage Protector Plus (MPP) is a plan designed for the individual looking for flexibility. Mortgage insurance traditionally is paid in the event of a death directly to the lender. In addition, as your mortgage principle is reduced so is your benefit amount, however your insurance premiums stay the same. MPP offers you the flexibility of choosing who your beneficiary will be, either the bank, your spouse or even your children. Your coverage decreases at your request so a surplus is available to your family, your coverage is convertible at any time to a permanent plan, and lastly the cost to you is substantially less. Use our SmartTerm calculator and decide for yourself. Getting more for less – how smart is that.
Coverage Choices. A plan to meet every lifestyle
Term plans provide guaranteed rates for a specified period of time to give you the right level of protection for the right period of time.
SmartTerm Term 10 is a 10 year renewable term product to age 85. The premium rates are guaranteed and increase at each 10th policy anniversary. There is also a conversion option that allows this plan to be converted anytime prior to age 70 to any eligible permanent plan.
SmartTerm Term 20 is a 20 year renewable term product to age 85. The premium rates are guaranteed and increase at each 20th policy anniversary. There is also a conversion option that allows this plan to be converted anytime prior to age 70 to any eligible permanent plan.
Mortgage Protector Plus (MPP) is a plan designed for the individual looking for flexibility. Mortgage insurance traditionally is paid in the event of a death directly to the lender. In addition, as your mortgage principle is reduced so is your benefit amount, however your insurance premiums stay the same. MPP offers you the flexibility of choosing who your beneficiary will be, either the bank, your spouse or even your children. Your coverage decreases at your request so a surplus is available to your family, your coverage is convertible at any time to a permanent plan, and lastly the cost to you is substantially less. Use our SmartTerm calculator and decide for yourself. Getting more for less – how smart is that.
Term plans provide guaranteed rates for a specified period of time to give you the right level of protection for the right period of time.
SmartTerm Term 10 is a 10 year renewable term product to age 85. The premium rates are guaranteed and increase at each 10th policy anniversary. There is also a conversion option that allows this plan to be converted anytime prior to age 70 to any eligible permanent plan.
SmartTerm Term 20 is a 20 year renewable term product to age 85. The premium rates are guaranteed and increase at each 20th policy anniversary. There is also a conversion option that allows this plan to be converted anytime prior to age 70 to any eligible permanent plan.
Mortgage Protector Plus (MPP) is a plan designed for the individual looking for flexibility. Mortgage insurance traditionally is paid in the event of a death directly to the lender. In addition, as your mortgage principle is reduced so is your benefit amount, however your insurance premiums stay the same. MPP offers you the flexibility of choosing who your beneficiary will be, either the bank, your spouse or even your children. Your coverage decreases at your request so a surplus is available to your family, your coverage is convertible at any time to a permanent plan, and lastly the cost to you is substantially less. Use our SmartTerm calculator and decide for yourself. Getting more for less – how smart is that.
Sunday, 2 January 2011
Why Term Insurance?
Why Term Insurance? It’s a smart, trusted way
to protect your family
If you could always be there, watching over those you love, you wouldn’t need life insurance. But since you can’t, life insurance is essential for your family’s future and your peace of mind. After all, if you were to pass away suddenly, what would happen to those who depend on your financial support?
SmartTerm Life Insurance is a simple, low-cost solution which provides you with a guaranteed rate for the period you have chosen, and cash benefits from $100,000 to $5,000,000.
With SmartTerm insurance you can:
* Help prevent your financial responsibilities from burdening your family
* Cover obligations such as funeral costs and final medical expenses.
* Help protect your spouse and children from losing what you worked for both now and long into the future
* Make sure there is something to pass on to your children and grandchildren for their future
to protect your family
If you could always be there, watching over those you love, you wouldn’t need life insurance. But since you can’t, life insurance is essential for your family’s future and your peace of mind. After all, if you were to pass away suddenly, what would happen to those who depend on your financial support?
SmartTerm Life Insurance is a simple, low-cost solution which provides you with a guaranteed rate for the period you have chosen, and cash benefits from $100,000 to $5,000,000.
With SmartTerm insurance you can:
* Help prevent your financial responsibilities from burdening your family
* Cover obligations such as funeral costs and final medical expenses.
* Help protect your spouse and children from losing what you worked for both now and long into the future
* Make sure there is something to pass on to your children and grandchildren for their future
Saturday, 1 January 2011
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